Advocates in Employee Benefits For The Small Business

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Total Benefit Solutions, Inc.

Want an insurance broker who knows what it's like being on the other side?

I learned the health insurance business when my daughter needed a liver transplant and my insurance company declined to cover it. I know how to act as an advocate and an advisor for my clients.

As an independent insurance broker I have over 19 years of representing my client's bests interests and the experience dealing with health insurance and other benefits.

With so many changes health insurance business, I studied and achieved a special certification for consumer driven health plans, CBC or Chartered Benefit Consultant. This has helped our clients achieve better results when considering insurance plans.

In 2013 I completed the certification of Certified Healthcare Reform Specialist, CHRS so that I could be better prepared to help my clients through the changes mandated by the Affordable Care Act.

In addition I'm trained and certified each year to handle all types of Medicare health insurance from many companies.

There are many creative methods for handling benefits plans and costs and I'm experienced enough to know how to carefully tailor a plan that best meets your needs.

Let us show you the way, whether you are considering a change in your current plan, a new plan or a new broker. I can be reached at (215)355-2121, by email at edmac@totalbenefitsinc.com or at our website http://www.totalbenefits.net

Specialties: Health Or Medical Insurance,Medicare Supplements, Medicare Advantage, PDP RX plans, FSA's-Flexible Spending Accounts, Supplemental Benefits. HSA's-Health Savings Accounts, HRA-s Health Reimbursement Arrangements, I specialize in implementing real life solutions that help my clients reduce their costs, increase their benefits or do both.

We would love to hear from you.


Insurance and benefits can be complicated, we can help.

Solutions from consulting through management.

A successful employee benefits program requires knowledge, planning, and execution of many components.

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Case Studies on how we help clients like you.

Explore our case studies to see how we are helping clients control costs and increase employee satisfaction.

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Compliance bulletins to simplify complex topics.

Read our health care reform bulletins to gain an understanding on how recent legislation affects your benefits program.

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Case Studies

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The current climate in employee benefits requires that a broker or consultant take a very hands-on, aggressive approach if they are to successfully achieve the objectives set forth by the business owner. To do this, the broker/consultant needs to have a great deal of expertise and past success, access to data analytics, up-to-date technology and access to best-in-class partners and vendors.